Live Gold Price (INR/10g)

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Gold price in INR per 10 grams, updated three times daily. Source: GoldAPI.io.

Your Trusted Gold Loan Companion

Gold loans have long been a financial lifeline for millions in India, offering quick cash against the enduring value of gold jewelry. Yet, closing one can feel like navigating a labyrinth—hidden interest rates, shifting repayment dates, and murky totals can leave borrowers puzzled. That’s where Gold Loan Closure steps in. Our free, precise calculator cuts through the confusion, delivering your repayment amount in seconds based on your loan’s principal, interest rate, and duration. But we don’t stop there. With gold prices hitting record highs in 2025 (see live price above), understanding your closure amount is more vital than ever. We pair our tool with expert tips, historical context, and fresh blog updates to empower you with knowledge—whether you’re planning an early exit or weighing your options.

Our mission is rooted in transparency and financial empowerment. Unlike generic tools, our calculator reflects India’s unique gold loan ecosystem, drawing from real-world practices and rates. We also keep you ahead of the curve with insights—like how the RBI’s latest policies might nudge interest rates this year. Ready to take control? Use the calculator below, dive into our detailed guides, or check out our blog for the latest trends. Every rupee matters, and we’re here to help you save it.

Calculate Your Gold Loan Closure

Enter the principal amount borrowed.
Typically between 7% and 36%, depending on your lender.

Frequently Asked Questions

How accurate is this calculator?

Our calculator provides an estimate based on simple interest principles and the data you input. Actual closure amounts may vary slightly due to lender-specific fees, compounding methods, or additional charges—always confirm with your lender for the final figure.

Why do gold prices matter for loan closure?

Gold prices don’t directly affect your repayment amount, which is based on principal and interest. However, rising prices (like in 2025) increase the value of your collateral, potentially influencing lender policies or your decision to close early.

Can I use this for loans from any lender?

Yes! Whether your loan is from a bank, NBFC, or local jeweler, our tool works as long as you know your principal, interest rate, and start date.

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